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How much income do I need to qualify for a mortgage?Kenyans247 / Kenyans247 / General / Properties / How much income do I need to qualify for a mortgage? 29 people viewed |
How much income do I need to qualify for a mortgage? by Kenyans247(1): Mon 28, December, 2020 12:21pm |
Most lenders require that you'll spend less than 28% of your pretax income on housing and 36% on total debt payments. If you spend 25% of your income on housing and 40% on total debt payments, they'll consider the higher number and the amount you can qualify for will be lower as a result.
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